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Refinance > Prime Rate
The following information is about Prime Rate.
Prime Rate Defined
The interest rate charged by lenders to their best, most creditworthy customers. A less credit worthy customer may be offered a loan at the prime rate plus anywhere from 2 to 10 percent. Borrowing at below-prime also occurs, but is less common and usually applies to businesses, not individual consumers. The Federal Reserve determines whether to lower or raise the prime rate based on a variety of economic factors. Many consumer loans, such as auto, home equity, mortgage and credit card loans are based upon the prime rate. Building and maintaining a good credit history are two of the most important qualifications for prime-rate borrowing.
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Off-site Prime Rate Links, User Submitted
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- Prime Interest Rate in South Africa: 2009-05-04 12. 00% 2009-03-25 13. 00%
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- FHA Loans - FHA Home Loans and Mortgage Insurance: FHA loans information. Find the lowest FHA home loans and mortgages rates by comparing quotes from many lenders who provide FHA loans. Get your home loan approved even if you got a low income.
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